Since C.R.E.A.M. implemented the BNB staking functionality, BNB supplier can enjoy the supply rate from lending and staking at the same time which is really good. However, a problem I find is that the APY from lending is usually less than the rate from staking. It would be nice to push up the lending rate so that the lending yield is roughly the same as the staking rate, therefore the supplier’s yield can be maximized. In the current setup, I suppose only the remaining amount of BNB is staked so that the more BNB are borrowed, the less APY from staking is generated.